Thursday, October 31, 2019

Optimal Educational Environment Assignment Example | Topics and Well Written Essays - 2000 words

Optimal Educational Environment - Assignment Example Under these constitutional rights, any student facing expulsion or removal from school would be entitled to a written notice. Where a student is facing long-term suspension, they would have right of hearing in which student may present their defense based on evidences. Although ABC School does not follow corporal punishment however any observation of such punishment violates Eighth Amendment protection against cruel and unusual punishment. For general search purposes, The Fourth Amendment right shall be followed by the administration on reporting of teacher. b) Optimal Learning Environment in Classroom 1. Guidelines for Teachers & Students The primary responsibility of acting as a role model for students in terms of civilized and disciplined conduct rests on teachers. Therefore, teachers of ABC School are expected to refrain from any action that can be categorized as malicious and uncivilized. These actions can further be divided under the categories of harassment including physical and mental abuse, intimidation, bullying, expression of hatred and sexual misconduct. Upon discovery of such actions by teachers, the matter will be dealt in accordance with policies of Office of Superintendent of Public Instruction (OSPI, 2013). It is important to note that there are some researches that have criticized the regime of zero tolerance towards offenses committed by students (American Psychological Association, 2008). Therefore, punishments designed in this policy are provided to support positive enforcement and prevention from actions that can be considered as disciplinary breach. 2. Types of Violence ABC School’s administration strictly refrains from corporal punishment or any kind of physical abuse. In addition to that, any verbal instructions and reprimand is performed in isolation and not in front of other students. The purpose of doing so is to refrain from causing students to lose interest in attending school and causing damage to their self-esteem. Usual offenses may be divided into physical, sexual and emotional ones. Where physical violence can be dealt directly by teacher, any sexual violence will be addressed by the Office of Principal only. Where corporal punishment is not used in ABC School, in order to address issues of violence and breach of code of conduct by students, teachers may use demerits policy as a punishment. The actions that can be categorized as offensive are: a) Failure to follow teacher’s clear instructions’ b) Failure to follow guidelines provided in school orientation i.e. food and drinks in classroom, attire that can be labeled as sexually and racially offensive, actions that can cause damage to school property and endangers other students’ wellbeing including theft, c) Falsification of statement or cheating in exams d) Insubordination 3. Addressing Disciplinary Violations Depending on the severity of act, different demerits can be assigned by teachers including suspension of varying dur ations, loss of driving privileges, notifications/ warning letters issued and required to be signed by parents, community service or extra classes. In order to ensure that students are guided to operate in a disciplinary manner, a holistic approach will be followed which also includes involvement of parents (Osher, Bear, Sprague & Doyle, 2010).  

Tuesday, October 29, 2019

Working Capital Assignment Example | Topics and Well Written Essays - 500 words

Working Capital - Assignment Example The ability of firms to manage short term debts and expenditures can be calculated with the formula in which value of current assets is deducted from the total value of current liabilities. If current assets are less than current liabilities we can say that entity has a working capital deficiency and if it assets are more than liabilities it shows entity is able to manage its debts and operational expenses. Working capital management helps companies to make short term decisions. The management involves different policies whose aim is to manage current assets and short term financing. Management of assets involves cash management, inventory and debtors management. Cash management refers to the availability of cash for business to meet day to day expense. Inventory Management which includes maintaining the level of inventory to meet daily production schedule without interruption. This will lower the reordering cost which subsequently increases the cash flows. Debtors management refers to the developing of credit policy for customers which will attract customers ,once customers are satisfied and willing to the credit policies of the entity this will increase revenue as well as Return on Capital. Short term financing involves devising appropriate source of financing as the inventory used by an entity is usually financed by suppliers or banks .Most firms find the need of short term financing because cash flow from operations may not be sufficient for the growth of firms financing needs. It is very important to manage the seasonal effects on working capital. Work capital of seasonal businesses show drastic changes during peak and off season. This fluctuation is dependent on the ability of the firm to manage its working capital. As explained by Rene Agredano in his article that to ensure efficient working capital a firm should keep track of its accounts receivables during peak season and avoid overspending in off season. IF we take an example of any seasonal business

Sunday, October 27, 2019

Examining The Major Functions Of Online Banking Information Technology Essay

Examining The Major Functions Of Online Banking Information Technology Essay Online banking is the practice of making bank dealings via the Internet. It will give you an outstanding chance to bypass the time-consuming, paper-based aspects of usual banking in order to manage your finances more competently.   By switching to electronic bills, statements, and payments, the average American family can save 6.6 pounds of paper in one year! And you can grab any fake (scam) transactions faster than if you received a statement by snail post. Thanks to pioneering technology and the Internet in particular, we no longer have to leave the house to make payments. Online banking is available 24 hours a day, 7 days a week, so you can do it anytime, anywhere.   Online banking allows us to do various services with the click of a mouse. You can: 1.      Pay a bill. Electronic bill payment service allows a depositor to transfer money from his or her online account  to a creditor or merchant, for example to a public utility or a outlet. There is no need to stand in a long queue on a weekend morning to handle your transactions! The payment  is practically instant, though some financial institutions can wait until the next business day to send out the payment. If it is necessary, the bank can publish and mail a paper cheque or bankers draft to a creditor who is not set up to receive electronic payments.    2.      Schedule payments in advance. Most banks recommend clients the ability to schedule a payment on a particular date. Once the amount is entered and the payee is checked off, the funds are automatically deducted from your online bank account.   It is mainly useful if you constantly forget due dates. For example, you can schedule credit card or mortgage payments to make sure that you will not incur late fees and damage your FICO score. 3.      Transfer funds. Do you want to transfer money rapidly and securely? With online banking, you can  make money  transfers between your own  accounts, or send money to a third party account as well. All you need is recipient/payee information and enough funds in your account. Quite often, the operations are performed in real time. 4.      Manage all your accounts in one place. Online banking is an enormous time saver because it provides a chance to handle a number of bank accounts (checking, savings, CDs, IRAs, etc.) from a single site. Most new accounts you open will be automatically added to OB (Online Banking). 5.      View images of your checks online. Do you need a copy of a paid check? With online banking, you can see and print scanned images of the front and back of all checks you have written. It is easy and convenient. 6.      Apply for a loan or credit card.   By using an account online, you can apply for a credit card or a loan (a car loan, a student loan, a mortgage, a home equity loan, etc.) from the same bank. If you have a good credit score and long relationship history with your bank, your application is likely to be accepted.    7.      Purchase and manage CD accounts. You can purchase a certificate of  deposit from your bank If you have money you want to invest,. Online banking lets you compare all available offers as well as the terms, for example APY or maturity periods. When you confirm the purchase, the funds will be automatically deducted from your account.   8.      Order travelers checks. You can order American Express Travelers Cheques online. The bank will typically charge your online account for the sum of the cheques you bought and an express delivery cost.   9.      Increase your overdraft. Log in to online banking and click on Overdraft in the menu You can increase your overdraft online. 10.      Order a cheque book. Save your time by ordering cheque book online. You will need to visit your bank once when you get a confirmation letter that your cheque book is ready for collection.   11.      View up-to-the-minute account statements and balance. There is no need to wait for the bank statement to get to your P.O.Box to check account balances. You can view all transactions and withdrawals every day just by logging in to your online account. Additionally, you can immediately report errors or unauthorized transactions in your statement.   12.      View automatically updated spending report. All of your purchases are sorted into common categories automatically no receipts to keep, no expenses to enter. It is straightforward to see where your money goes! 13.      Track your payment history. Online banking provides an opportunity to look for your payments by transaction type, date, description or amount. When did you last pay Company X? When did you buy your computer? To whom did you make your most recent payment? Your bank knows the answers.   14.      Integrate the data with personal  finance  programs. Online banking lets you bring in electronic payment data in personal finance software such as Quicken or Microsoft Money. You will be able to enter into your online accounts directly from your personal finance program. An Internet connection and online account log in information is all that needed. 15.      Change contact details.   Have you moved to a new house? Changed your telephone number? You can log in to your online account and change contact information (e-mail address, telephone number, password, etc.). It is more secure than to send this information by e-mail.   16.      Utilize investment research.   You can receive real-time quotes, analytics, news and stock market information to make a more relevant and profitable decision. 17.      Take advantage of online brokerage. Internet banking lets you invest online. You can place and confirm  trades 24 hours a day, seven days a week. Most banks offer a wide range of money market instruments from various issuers. 18.      Get alerts. This service lets you to get timely e-mail messages from your bank about any critical changes related to your Internet accounts. For instance, you can get alerts when you make a withdrawal or change your contact information.   19.      Verify terms and conditions. You can verify all information about your account online whenever you forget your interest rates or payment due date. 20.      Chat with your customer assistant department. If you need help, you can send message to your banks customer assistant department. They will be in touch with you and try their best to help you solve your problem.   Now that I described various functions of Online banking it is the time to discuss Citibank functions and how they do them and what is the purpose of doing such functions. Here is the Citigroup Mission Statement: Citigroup Inc. (Citi) recognizes that foreclosures affect the individual, the family and the community. We also understand that early intervention and a full understanding of the available options are important for mitigating or minimizing the impact of foreclosures. Citis Office of Homeownership Preservation (OHP) is dedicated to finding solutions that preserve homeownership and help mitigate the challenges faced by borrowers. We work directly with borrowers at risk of losing their homes. We also work with any and all stakeholders who advocate on behalf of borrowers, including non-profit organizations, elected officials, government agencies, regulators and others. Our strong partnerships with these stakeholders help us to develop and implement homeownership preservation solutions and enable us to magnify our outreach and assistance to borrowers. For example, OHPs hotline for housing counselors greatly enhances their ability to work with us on behalf of our borrowers. And our borrower and counselor outreach programs, which we conduct in collaboration with partners in numerous locations around the U.S., bring help directly to at-risk communities. First I will explain the definition of e-banking. e-banking is defined as the automated delivery of new and traditional banking products and services directly to customers through electronic, interactive communication channels. E-banking includes the systems that enable  financial institution  customers, individuals or businesses, to access accounts, transact business, or obtain information on financial products and services through a public or private network, including the Internet. Customers access e-banking services using an intelligent electronic device, such as a personal computer (PC), personal digital assistant (PDA), automated teller machine (ATM), kiosk, or Touch Tone telephone. While the risks and controls are similar for the various e-banking access channels, this booklet focuses specifically on Internet-based services due to the Internets widely accessible public network. Accordingly, this booklet begins with a discussion of the two primary types of Internet websites : informational and transactional. Citibank offers vast amount of electronic banking products and services which enables customers fast and secure access to banking through Citibanks portfolio of bank. CitiDirect Online Banking business bankings new direction and is defined as a powerful new way to bank that puts customers banking functions all in one place at your fingertips and within reach of your entire organization.   For small companies, it means accessing global capabilities from your desktop and for multinationals its about getting a handle on your world. CitiDirect is the cornerstone of Citibanks vision of the future of banking. CitiDirect lets you access your accounts-real-time -and an ever-expanding portfolio of industry-leading products and services through the Web, so you can be more efficient, more flexible and more in control of your banking. Customers can access their information on bank balances, initiate both local and foreign currency payments and would shortly be able to initiate trade transactions and customer service requests. Benefits: Banking that changes as you change Customer Banking Services Leading Edge Security Online Support Fast, Efficient and Easy to Use Easy Access, Total Control Citibank Paylink is Citibanks premier payment product, enabling an absolute outsourcing of the payment route to Citibank for efficiency, time and cost savings to our customers. Citibank Paylink needs data creation, approval at customers offices and diffusion via on-line modem to Citibank where payment is authenticated and securely practiced either as cheques or Electronic Funds Transfers to receiver at Citibank or other banks. Citibank Paylink can also be edged with accounting systems to be given payment data prior to transmission on-line to Citibank. SAP R/3, JD Edwards, SUN and most major accounting systems have been successfully interfaced with Citibank Paylink. Citibank Paylink also incorporates a perform at library, which can be used for regular payment instructions of dealers, and beneficiaries. Citibank Paylink suggests a fast, suitable, consistent and secure way to effect payments, including: Foreign Currency/ Money Market Deal initiation Mass Payments Processing for Dividends, etc Accounts Payable Process Management Regional Payments Services Electronic Payroll Processing Customs and Duty Payments Benefits of Citibank Paylink: Security and control. Facilitates straight through processing Enhanced reconciliation Convenient, Flexible and adaptable system Elimination of check order, printing and signing process Time and cost savings Citibanking Online deals with cash management which is an progressively more important factor in overall business performance. Information on your bank accounts must be exact, up-to-date and instantly reachable. Citibanking Online is Citibanks Windows based electronic banking display place providing integrated access to account information. This system allows you to see, in a matter of seconds, the very latest of information on accounts you hold worldwide via a computer terminal in your office. Citibanking Online s competence and power provide a clear competitive edge wherever whenever you do business. Benefits:   Historical Data Simple Access and User Friendly Software Comprehensive Data Provides Instant Information Real-time Online Information Citibanking is considered as a product that offers admission to all Citibank branches around the globe. You can easily and from your own office, you can get connected to Citibanks network in a few seconds. You can also view the very latest information on accounts held globally. You can also transmit or transfer instructions to any Citibank location or branch in the world. Citibanking performs in either a single workstation or multi-user surroundings providing features and attributes adapted to meet your specific needs. Benefits: Security. Rapid, cost effective communications. Reliable, accurate records. Enhanced productivity. Citibanking is well-matched to financial institutions and global corporations; It is also well suited to trade transactions and works well with cash management.

Friday, October 25, 2019

symbolaw Use of Symbols and Symbolism in The Awakening Essay -- Chopi

Use of Symbolism in Chopin's The Awakening The Awakening is a novel full of symbolism; within each narrative segment there is often a central and powerful symbol that serves to add meaning to the text and to underline some subtle point Chopin is making. Understanding the meaning of these symbols is vital to a full appreciation of the story. This essay lists some of the major symbols with explanations of their importance. Art becomes a symbol of both freedom and failure. It is through the process of trying to become an artist that Edna reaches the highest point of her awakening. Edna sees art as a way of self-expression an... ...urely caged when she first appears. . . she is confined in what is not only literally a "woman's sphere" but, symbolically speaking, the Woman's House. . . every object and figure [here] has not only a literal domestic function and a dreamlike symbolic radiance but a distinctively female symbolic significance" (47).

Thursday, October 24, 2019

Ethnic and Racial Group overview Essay

While I have always believed myself to be reasonably educated about racial diversity, and non-prejudice against those who come from different ethnic backgrounds than my own, this course has taught me that there is much more to the history and reality of Americas struggle to overcome the all too real problem that is prejudice and discrimination. I have learned much about my own background and history that I was not previously aware of as well. The history of Prejudice and discrimination in America dates as far back as to the days of slavery. While to most this is a well-known fact, there are a few facts about my own ethnic history that were not well-known to me until I participated in this course. The fact that stands out the most is that German immigrants (such as my own grandparents) suffered a reality of segregation in schools and language barriers, not unlike that of today’s Mexican Americans. German Americans struggled to establish bi-lingual schools because they were a growing population in America, and the need was apparent. Knowing this opens up a whole new perspective of my understanding of just how equal we all really are. Because trends in immigration have grown steadily and will continue to grow well into the future, by the year 2050, the U. S. population will experience a culture of diversity so elaborate, and so completely wide spread; resulting in America having no choice but to unite, or suffer from mass self-destruction of the worst kind. The challenges of such a diverse America will be apparent in many ways, and there will be some of the same issues of discrimination and prejudice that have always been. With all of the different cultures coming together, there will be inevitable language barriers, which will result in a continued issue of segregation among children, and the added challenge of providing them with equal educational opportunities. In the same way that children have to face the challenges of diversity, so do the adults who will face discrimination and possible insufficient opportunity to move forward based on their race. On the other hand, when faced with such diversity, America as a whole will be forced to accept change, and perhaps finally overcome the issues that it has been faced with for so long. The opportunity will rise, with the variety of diversity, to become educated about those who are around us. Because there will be nothing else to do but find a way to work together, or to fail as nation, I think that the way that we all see one another is going to change significantly. The idea that others are inferior in any way to any other individual will begin to fade, because with so much diversity all around, there will not be a majority, nor a minority. Perhaps equality in racial group numbers will finally be the key to unlock the door to a prejudice-free America.

Wednesday, October 23, 2019

Willy Russell’s Blood Brothers is one of the most popular plays currently running in London’s West end

* From reading the play why do you think it's so popular? * What dramatic devices and theatrical techniques does he use that make it such an enjoyable show? Going to the theatre is different from reading a book because in the theatre the play is live. In the theatre you can see emotion on the actor's faces, there's also the music and the lightings, and you can see the body expression of the actors and their reactions. In a book you have to use your imagination and you can be wrong in some points. There is nothing like going to the theatre; it's a unique experience because you have to share the pay with the rest of the audience it's like at home when you're sitting on a sofa. In a theatre the atmosphere is different because of the lighting effects and the music but also because of the rest of the audience with who you share a play but also feelings and emotions. In the theatre you can empathise with the characters. I think that going to the theatre is a really unique experience because sitting with a lot of people and to have a same feeling and a same emotion; it's a bit funny but also exciting. Blood Brother is about twins who are separate at birth. They grew up at friends and they didn't know that they're brothers until the day of their death. This play is a musical and a black comedy, it's not just a comedy it's also a tragedy as well, and this is what we call a tragic-comedy. This play is an enjoyable and interesting show because Willy Russell talks about classes, friendship, growth, love. In this play, my favourite characters are Eddie and Linda. I like them because Linda represent the feminism, by that I mean that in the play she's changing, she's becoming a women and the audience can follow her in her growth: â€Å"I've got mud all over me shoes†. She acts like a teenage girl not like a young girl like she used to be. I empathise with Linda because it's like seeing me growing except for the children that she's going to have! And Eddie because he's really posh and doesn't know anything: † Eddie: Why? Mickey: Because if Sammy gives us a sweet he's actually weed on it first. Eddie: It sounds like super fun† He sounds stupid but hopefully Linda and Mickey are there for him. Willy Russell can create tension on stage by using the lighting effects which go with the emotions. E.g.: When it's a tense scene the lights go red. He can create atmosphere and mood by using lights but also with what the narrator is saying: â€Å"So did you ever hear the tale of the Jonhston twins†¦Bring on the mother let the story begin†. His language helps to create an atmosphere; it's usually dark and sinister: â€Å"The Devil's in the backyard, he can see†¦No you won't, no you'll never get away from him†. Willy Russell makes the audience involved by using dramatic irony which occrus when the audience is given information which the characters do not have, like at the very beginning of the scene when the audience know about the twin's separation but the twins don't know. Another example of dramatic irony is when Eddie gives a job to Mickey but Mickey doesn't know about it that make the audience feels afraid he will findout because we know he'll be angry. One of the dramatic moment is when Eddie came back from University, he's rich and doesn't know about working to feed a family, on the contrary Mickey has to work for Linda and him, he's poor and his wife is pregnant. But Eddie doesn't understand why it's so important for Mickey to work, because he has already got what he wants, he would be staring at Mickey with an innocent face and talk with a posh voice: † Eddie: Why is a job so important? If I couldn't get a job I'd just say ‘sod it' and draw the dole, like a bohemian, tilt my hat to the world and say ‘screw you'. So you're not working. Why is it so important?†. The other dramatic moment is when Eddie is talking with Mrs Johnston I think that there's lot of emotion in that scene because the audience is surprised and then happy because Mrs Johnston and her son Eddie are finally together, even if it's not for a long time. I think that it's really touching because Mrs Johnston let him act like her child and don't try to make him go away: â€Å"She takes him, cradles him to her, letting him cry†. The most touching moment in that play in my opinion, is when Eddie comes to Mrs Johnston's house to tell Mickeythat he's going to move. I think that in this scene there's lot of feelings, because that 7 years old boy coming to say bye to his Blood Brother, but also the way Mrs Johnston reacts is amazing and natural, the audience can feel that even if her son is not next to her day after day, she still loves him a lot. She talks to him, and she tries to keep both of her twins safe. In this play, Willy Russell is talking about ordinary people from Britain, is trying to show that adolescent grow all differently with different past, present and future. Our future is different because of our education, parents money but also friendship and love. He explores the superstiton with Mrs Johnston, the mother who is in this play a superstitious person: â€Å"Oh God. Never put new shoes on a table, Mrs Lyons. You never know what'll happen.†. He also thinks that the British system class is unfair because if you pay attention to the kids even if they come from diffenrent classes they play together because kids are just kids Mickey is not really old but he is working really hard to have a house, to grow his kids and have a decent life, while Eddie has got his dad's job at the factory whitout doing anything. This is how money and classes can make people's life change. He thinks that superstition isn't a good thing, he plays with the fact that Mrs Johnston is superstitious. Mickey represents the working class and Eddie represents the Upper Middle Class. And when Mickey is holding a gun, ready to shot Eddie it's like a threat to the Upper Middle Classpeople. And when Eddie gave a job to Mickey is to prove how the Upper Middle Class is influential: † Linda: Oh. Are you? The Chairman? Eddie: Nodding, laughing You look very funny sitting there you know. Don't you think you'd better come into my office? He offers his hand, she takes it, gets up nad follows him Now what's the problem? They enter an ‘office' Eddie reaplacing telephone Now? Where's the problem? You can move in next week. Smiles Linda: Eddie. Thanks! Eddie, we've been trying to get moved for five years. You fix it up in five minutes! Eddie: Exctly. You should have asked me earlier.† One of the moment who made me think is when Mickey is talking about growing: † Mickey: NO! I don't wantyour money. Stuff it. Mickey watches as Eddie turns and picks up the notes Eddie standing and looking at him Eddie, do me a favour will you? Piss off. Eddie: Pause I thought†¦ I thought we always stuck together. I thought we were†¦ blood brothers. Mickey: That was kids' stuff, Eddie, didn't anyone tell you? Pause Mickey looking at him. An ironic snort But I suppose you still are a kid aren't you? Eddie: I'm exactly the same age as you. Mickey: Yeh. But you're still a kid. I wish I could still be that as well, Eddie†¦ and believe in all that bloddbrother stuff. But I cant. Because while no one was looking, I grew up. And you didn't. Because you didn't need to. I don't blame you for it Eddie. If I was in your shoes I'd be the sae. But I'm these shoes, looking at you. And you make me sick! Right? That was all just kids' stuff, Eddie, and I don't want to be reminded of it. Right? So just, take yourself away. Go and see your friends and celebrate with them. Pause Go on†¦ beat it before I hit you. Eddie looks and then slowly backs away† He communivates his feelings and this is why it's so moving and an important moment. Then there's the music which add the background atmosphere. I think that this play is the best I've ever read, everyone can read it and even if your learning English it's quite easy. This play explores life, the reason why this play is fantastic it's becase it's talking about everything. This play is engaging but aso really interesting, there's always something hapening and the characters are all nice in their own way. There's also a politic idea in that play, because the boys life are totally different and you can see it by the way they're growing. We can find loads of emotions. Willy Russell uses humour by what the characters are saying, he puts two grown men dressed inchildren's clothes to play the role of 7 years old kids which are playing cowboys and indians. This play is very impressive, fun and pleasing. I really liked it and fully understand why it's such a sucess on the London stage.